Dynamo is a free online mortgage adviser.
Our process is built around you. We ask about the things that matter most. You’ll answer fewer questions, in your own time, on your own terms. Once you've told us about your needs, our mortgage experts will find the best deal for you. And we'll handle your remortgage right through to the end.
We give you the tools to take control. So we’ve created a digital dashboard that you can use to complete your mortgage application online – and you can get help on the phone from our expert advisers when you need it.
Unlike most brokers we won’t charge you a fee for our advice and mortgage expertise. We only get paid by the lenders once we've found the right mortgage for you.
Some lenders may charge additional fees. We will make it clear to you when there are fees that apply.
Dynamo is a partnership between Countrywide, the UK’s largest mortgage broker, and Blenheim Chalcot, the UK’s leading digital venture builder.
We combine 25 years of mortgage experience with the expertise behind leading FinTech businesses such as ClearScore and Salary Finance. You’re in safe hands.
Dynamo can currently advise on and arrange residential remortgages. If you’re a first-time buyer, or you’re looking for a mortgage for a residential house purchase or a buy-to-let property, we'll be offering those services soon.
Can’t wait? Get in touch with a Countrywide Mortgage Line adviser directly.
Dynamo offers different mortgage products from a wide range of lenders:
- Bank of Ireland
- Clydesdale Yorkshire Bank Group
- Leeds Building Society
- Precise Mortgages
- Principality Building Society
- Virgin Money
Dynamo Mortgages Limited is an appointed representative of Countrywide Principal Services Ltd, which is authorised and regulated by the FCA.
If you’re not remortgaging right now, you can still sign up to Dynamo for free and get your personalised mortgage quote and get an idea of what you might pay.
Any questions about remortgaging? Contact us at firstname.lastname@example.org.
Dynamo will offer more services throughout 2018 – so if you're not remortgaging, you can check back in later.
Yes – Dynamo offers joint remortgages for two people.
In joint applications, you get a mortgage in both of your names. You’ll both be responsible for repaying the mortgage.
Your joint applicant might be your spouse or partner, but it could also be a friend or family member.
You can submit your joint application together through your Dynamo dashboard, and you’ll both be able to keep up-to-date with the progress of your application.
We don’t currently offer joint remortgages for three people or more.
If you’re looking to do a joint application with three people or more, get in touch with a Countrywide Mortgage Line adviser directly.
Self-employed? No problem.
If you’re self-employed or working as a contractor, you can still apply for a remortgage with Dynamo.
We’ll ask about your particular circumstances when you apply for a mortgage through us.
Most lenders will require a minimum of 2 years worth of income evidence. Often, your lender will ask for SA302 forms (your self-assessment tax return receipts from HMRC) or an equivalent. But don’t worry – your expert Dynamo adviser will guide you through it, and tell you everything you need to know.
We can’t offer you a mortgage if...
- You’re retired
- You don’t have sufficient funds for a mortgage
We might need some more details to process your application if...
- Your income is in another currency than British Sterling (GBP)
- You’re unemployed
Depending on the severity of your financial difficulties, we might still be able to help.
Financial difficulties may include:
- Loan Defaults
- Missed Payments
- Delinquent accounts
Whether you’re accepted for a remortgage with Dynamo will depend on your overall personal and financial circumstances.
You may not be able to remortgage with Dynamo if your financial difficulties have not been satisfied.
Dynamo doesn’t currently offer...
- Buy-to-Let mortgages
- Let-to-Buy mortgages
- Shared ownership mortgages
- Shared equity mortgages
- Self-build mortgages
- Joint mortgages for three people or more
If you’re looking for any of these types of mortgages, we can refer you to our partner, Countrywide.
How can Dynamo help?
Contact us if you’re still not sure: email@example.com.
If we can’t help you find a remortgage for your circumstances, get in touch with a Countrywide Mortgage Line adviser directly.