Protecting You

Our in-house protection team take the time to understand your individual circumstances to tailor-make a solution that is right for you.

Too many people have inadequate cover in place and only find out when it’s too late.

Without the correct advice, you may not fully protect yourself. The right protection can make sure you are looked after in any eventuality, from a loved one passing away to an accident impacting your earnings.

If you’re a landlord, you run the risk of your estate being broken up and diminishing in value upon your death. Good protection can help mitigate some of the costs that your beneficiaries can face, leaving a financial legacy rather than a burden for loved ones.

Speak with a consultant

We offer a full suite of protection products from our panel of over 15 providers including:

Critical illness
Income protection (IP)
Level and decreasing life cover
Family income benefit

A protection review is included as part of our service for all customers and cover can be easily sorted over the phone by speaking with one of our protection consultants.

Case Studies

Overseas application with complex medical history

A client came to us to secure life cover. They travel internationally for work, spending more time abroad than in the UK, and have plans to permanently move countries within the next year. The client also has a history of cancer. The nature of their job and medical history combined could be seen as challenging when arranging protection. However, through our expert knowledge and large panel of providers, we were able to find a provider who would accept the nature of this application, even with the client being abroad throughout the process. (February 2025)

Consultant: Daniel Botting

Protection with a lifelong heart condition

A client with a lifelong heart condition and an artificial valve sought life cover but had been repeatedly declined by insurers. Using our expertise, we worked closely with underwriters on our panel, providing detailed information to secure the needed cover. Now, their mortgage is protected, giving them peace of mind. After our client had been told their Pulmonary Valve Defect would prevent coverage for life, it was wonderful to be able to assist and turn their hopes into reality. (November 2024)

Consultant: Dan Botting

Protection with a history of addiction

A client came to us after struggling to secure insurance due to past challenges with drug and alcohol dependence. More recently, however, the client has transformed their life and has been sober. In order to secure protection for our client, we had detailed discussions with both the client and senior underwriters, giving the client a chance to share their full journey to sobriety and explain the changes they have made. The initial decline was then overturned and now the client has life cover, giving them and their family peace of mind. (September 2024)

Consultant: Britney Trussler

Contact Details

Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL

Registered in England No. 5695802

Tel: 01276 601040 or 0800 170 1888

Email: contact@dynamo.co.uk

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