Row of terraced houses

Buy to Let Mortgages

For landlords buying an investment property to rent out to tenants

Dynamo’s team of consultants can advise on all aspects of buy to let to help you get the most from your investment.

We work with a large number of lenders ranging from well-known high street banks through to specialists in order to find you the best solution for your individual circumstances.

Whether you are an established landlord with a growing portfolio or looking for your first investment property, we will support you through your mortgage application and beyond.

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Purchasing through a limited company

If you're considering purchasing a buy-to-let property through a limited company, our team can help you explore some of the pros and cons. We work with thousands of landlords using limited companies and have significant experience of working with lenders who offer limited company products and have access to some of the most competitive rates on the market.

Please bear in mind that we will not provide you with tax, legal or accounting advice. Anyone considering setting up a limited company should seek independent advice on these areas in order to fully understand the tax and legal implications.

Semi-detached houses

Specialist buy to let knowledge and first-class service

  • Buy to let specialists since 2006
  • Experts in limited company, HMO, MUFB and large portfolio lending
  • Offering complex, specialist lending solutions to landlords
  • Access to dedicated underwriters for fast decisions
  • Regular portfolio reviews
  • Tailored landlord protection solutions from our in-house team

Case Studies

Singapore national investing in UK property

A Singaporean client approached Dynamo to purchase their first Buy to Let property in the UK. Initially, the application seemed challenging due to their income having no UK ties as they live and work in Singapore. However, thanks to our expert knowledge and extensive lender panel, we found a lender offering a competitive international Buy to Let proposition. This enabled our client to successfully secure their first Buy to Let property in the UK. (November 2024) 

Consultant: Jack Matthews 

Complex portfolio expansion

A client came to us to purchase two buy-to-let properties through their limited company after being previously declined by two lenders; the difficulty in the process was due to the client’s previous bounce back loan and adverse credit which was falling outside of the lenders’ criteria. In addition to this, the client was looking to purchase the properties with a vendor’s deposit, making the case more complex and requiring a more specialist lender. Due to our strong relationships with many specialist lenders, we were able to find one that would accept these buy-to-let purchases, leaving our client able to proceed with their portfolio expansion as planned. (September 2024)

Consultant: Claire Ellis

First time buyer investing in a HMO

A client who lives with their parents wanted to invest in property to increase their income. To maximise rental income, they opted for a 6-bedroom HMO property. Lenders would not typically accept a first-time buyer without any landlord experience for this type of property – it usually requires a minimum of 1-2 years’ experience. However, thanks to our experience in the specialist lending market we were able to source a lender that could assist, allowing the applicant to maximise the return on their investment. (August 2024)

Consultant: Qais Safi

Contact Details

Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL

Registered in England No. 5695802

Tel: 01276 601040 or 0800 170 1888

Email: contact@dynamo.co.uk

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Dynamo for Intermediaries

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ALL MORTGAGES ARE SUBJECT TO STATUS AND LENDER CRITERIA.
MOST BUY TO LET MORTGAGES ARE NOT REGULATED.
A BROKER FEE MAY BE PAYABLE UPON MORTGAGE APPLICATION AS WELL AS AN ADMINISTRATION FEE. THE TOTAL FEE PAYABLE WILL DEPEND ON YOUR CIRCUMSTANCES. YOUR MORTGAGE CONSULTANT WILL EXPLAIN ANY FEES APPLICABLE IN YOUR INITIAL CONSULTATION.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

Copyright © 2023-present, Dynamo Mortgages Limited. All Rights Reserved. Dynamo Mortgages Limited (including its trading names Dynamo, Dynamo for Intermediaries and The Good Mortgage Company) is registered in England and Wales under company number 05695802. Trading office: Building Eight, Watchmoor Park, Camberley, Surrey, GU15 3YL, UK. Registered office: Countrywide House, 6 Caldecotte Lake Business Park, Caldecotte Lake Drive, Caldecotte, Milton Keynes, United Kingdom, MK7 8JT. VAT Registration Number: 500 2481 05. For activities relating to regulated mortgages and non-investment insurance contracts, Dynamo Mortgages Limited is authorised and regulated by the Financial Conduct Authority, Financial Services Register number 472199. Please note that we are a broker and will act on your behalf to liaise with a mortgage lender or insurance provider.

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