Initial Rate Period
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These figures are correct at the time of being published, and are based on the simple details you have provided. The deal you get will depend on your individual circumstances, which may mean that these won’t be available to you.
The bank, building society or other similar organisation that offers this product.
The rate you pay during your initial mortgage period. For variable rate mortgages, this rate could fluctuate. This rate is usually cheaper than your lender’s Standard Variable Rate.
Your lender’s Standard Variable Rate. This is the rate you’ll pay once your Initial Rate Period ends, and it’s determined by your individual lender. Because it’s a variable rate, the rate you pay will fluctuate.
An Annual Percentage Rate of Charge (APRC) is a way to illustrate the whole cost of your mortgage if you kept it for the full term, including any fees and/or cashback. This figure is for illustrative purposes only, and will vary depending on when you start the mortgage and following interest rate changes. It can be a helpful way to compare costs.
Some lenders charge a fee for arranging your remortgage. These may include application fees, booking fees, product fees, arrangement fees and valuation fees. Additional fees may be payable, such as solicitor fees.
Our mortgage advice is completely free – forever. Like all mortgage advisers, the lender pays us when we’ve found the right deal for you. We just don’t charge you a fee on top.